The CCC fund is funded by unclaimed member capital credits. Under the cooperative business model, any revenues exceeding operating expenses – called operating margins - are allocated to members in accordance with a method determined by the Board of Directors (Board). These allocations are referred to as capital credits. From time to time, the Board retires capital credits, which means DMEA pays members their allocated share from a given year. However, if a member does not claim their capital credits within three years (i.e., the check is returned, uncashed, etc.), it is placed in a fund for DMEA to donate back to the service area community.